mortgage

House payments can eat up a big part of the monthly budget, but some states are cheaper than others. Believe it or not, Idaho has among the highest mortgages in the U.S.

I just got off the line with Credco, a third party that gets credit scores to lenders and found out we can't get our true credit score at all. Only a mortgage or credit company can get the scores. What! You got to be kidding me. It's our information and the industry is keeping it secret...

So I was mad at Experian for the stupidly low credit score they gave us that cost us a refinance on our mortgage and I went on a bit of a rant yesterday, but then I started digging deeper and found a great big SCAM.

Brenda and I have been working to get our credit repaired over the last few years. It's taken quite a beating, especially losing our jobs out of the blue a few years ago. During this time we've been trying to refinance our home and keep coming up against brick walls...