While money not be able to buy happiness, but it sure is a lot easier to be happy when you're not stressing about overdraft fees while you're picking up the essentials at Albertsons.
COVID has taught us plenty of things. It has taught us that we weren't nearly as healthy as we thought we were, that we touch our faces more than we knew and that we can do our jobs from home if we have to. Of course, we've also learned that tomorrow isn't guaranteed and that jobs can be gone in an instant, leaving most of us in a horrible financial situation...
Let's face it. The First Idaho Bank of Mom and Dad has always been a resource for young adults. When you were under the age of thirty, you would have no shame in asking your parents to help you pay for a vacation or a laptop or that expensive toy that your child just couldn't live without...
Moving to the Treasure Valley from Las Vegas, I have experienced a lot of change. Almost all of those changes have been positive. I enjoy a much healthier lifestyle. I like that there are fewer people here and that there is more space to spread out...
We all think of Boise as reasonably safe. I know people that leave their homes and their cars unlocked all day. One of them even leaves his keys in the ignition! As a person that values safety, I have a hard time leaving my desk unlocked, so I'm certainly not going to leave my house or car unlocked...
The average American family earns about $55,000 per year, and one website looked at popular cities in each state to figure out if that's enough to live a satisfying life. Is it?
I just got off the line with Credco, a third party that gets credit scores to lenders and found out we can't get our true credit score at all. Only a mortgage or credit company can get the scores.
What! You got to be kidding me. It's our information and the industry is keeping it secret...
So I was mad at Experian for the stupidly low credit score they gave us that cost us a refinance on our mortgage and I went on a bit of a rant yesterday, but then I started digging deeper and found a great big SCAM.